Minimalist Home | Home Equipment

There are plenty of reasons why you would want to call California home – among them are the sunshine, sea, surf and some amazing living locations. Additionally, if you’re savvy, you may also be able to save on your home insurance California. We may certainly be able to assist you in that department.

Are you in the market for a new house, or are you considering the merits in renovations? In that case there are a few things to consider in relation to how it could affect your home insurance and earthquake coverage.

For example, in San Francisco, a timber-framed house is likely to withstand an earthquake more readily than a brick house. However, that said, since experiencing a number of devastating earthquakes last century, many homeowners have retrofitted their properties to give them extra stability. Additionally, newer apartment blocks will have taken earthquake consideration into their engineering designs. All of these factors may affect how much you pay for home insurance.

Also unique to San Francisco is the problem faced by some homeowners in districts created on top of landfill caused by the earthquakes. Some of the city’s most expensive houses are built on top of the rubble of previously destroyed homes. While the locations may now be exclusive and boast beautiful views, homeowners on the reclaimed landfill site may pay more insurance as a result of their rubbly-past.

Carefully choosing your location and building type may affect the amount you pay in home insurance. California offers a plethora of design and structure options, along with city and country locations. Check with us for details specific to your individual needs.